Requirements

When applying for a housing loan, banks usually have their basic eligibility and document application requirements. If you wish to apply for a housing loan, here are their requirements:

LOCALLY EMPLOYED (Both Buyer and Spouse if married)

1. 3 pcs. 1×1 ID picture
2. Two (2) Government-issued Valid ID i.e. Passport, Driver’s License, PRC License, TIN card, SSS, Unified ID, Seaman’s Book, Postal ID, Voter’s ID
3. Marriage Contract (if married) / Birth Certificate (if single)
4. Tax Identification Number (TIN)
5. Cedula
6. Certificate of Employment with Compensation
7. Post Dated Checks (for the monthly payment)

OFW / IMMIGRANT (Buyer, Spouse and Attorney-in-fact)

1. 3 pcs. 1×1 ID picture
2. Two (2) Government-issued Valid ID i.e. Passport, Driver’s License, PRC License, TIN card, SSS, Unified ID, Seaman’s Book, Postal ID, Voter’s ID
3. Marriage Contract (if married) / Birth Certificate (if single)
4. Tax Identification Number (TIN)
5. Passport (front page and all pages with stamps)
6. Certificate of Employment with Compensation
7. Post Dated Checks (for the monthly payment)
8. Special Power of Attorney (Consularized if signed abroad / Notarized if signed in the Phils.)
9. Cedula (Attorney-in-fact only)

LOCALLY EMPLOYED (Both Buyer and Spouse if married)

1. 3 pcs. 1×1 ID picture
2. Two (2) Government-issued Valid ID
   i.e. Passport, Driver’s License, PRC License, TIN card, SSS, Unified ID, Seaman’s Book, Postal ID, Voter’s ID
3. Marriage Contract (if married) / Birth Certificate (if single)
4. Tax Identification Number (TIN)
5. Proof of Billing or Barangay Certificate
6. Cedula
7. Certificate of Employment with Compensation
8. Income Tax Return (ITR)
9. Payslips (recent 3 months)
10. Post Dated Checks (for the monthly payment)

OFW / IMMIGRANT (Buyer, Spouse and Attorney-in-fact)

1. 3 pcs. 1×1 ID picture
2. Two (2) Government-issued Valid ID i.e. Passport, Driver’s License, PRC License, TIN card, SSS, Unified ID, Seaman’s Book, Postal ID, Voter’s ID
3. Marriage Contract (if married) / Birth Certificate (if single)
4. Tax Identification Number (TIN)
5. Passport (front page and all pages with stamps)
6. Certificate of Employment with Compensation / Job Contract
7. Payslips (recent 3 months)
8. Post Dated Checks (for the monthly payment)
9. Special Power of Attorney (Consularized if signed abroad / Notarized if signed in the Phils.)
10. Proof of Billing or Barangay Certificate (Attorney-in-fact only)
11. Cedula (Attorney-in-fact only)

LOCALLY EMPLOYED (Both Buyer and Spouse if married)

1. 3 pcs. 1×1 ID picture
2. Two (2) Government-issued Valid ID
   i.e. Passport, Driver’s License, PRC License, TIN card, SSS, Unified ID, Seaman’s Book, Postal ID, Voter’s ID
3. Marriage Contract (if married) / Birth Certificate (if single)
4. Tax Identification Number (TIN)
5. Proof of Billing or Barangay Certificate
6. Cedula
7. Certificate of Employment with Compensation
8. Income Tax Return (ITR)
9. Payslips (recent 3 months)
10. Post Dated Checks (for the monthly payment)
11. Accomplished Member’s Verification Slip (MSVS)
12. Printout of Employee’s Share Accumulated Value (ESAV)

OFW / IMMIGRANT (Buyer, Spouse and Attorney-in-fact)

1. 3 pcs. 1×1 ID picture
2. Two (2) Government-issued Valid ID i.e. Passport, Driver’s License, PRC License, TIN card, SSS, Unified ID, Seaman’s Book, Postal ID, Voter’s ID
3. Marriage Contract (if married) / Birth Certificate (if single)
4. Tax Identification Number (TIN)
5. Passport (front page and all pages with stamps)
6. Certificate of Employment with Compensation / Job Contract
7. Payslips (recent 3 months)
8. Post Dated Checks (for the monthly payment)
9. Special Power of Attorney (Consularized if signed abroad / Notarized if signed in the Phils.)
10. Proof of Billing or Barangay Certificate (Attorney-in-fact only)
11. Cedula (Attorney-in-fact only)
12. Accomplished Member’s Verification Slip (MSVS)
13. Printout of Employee’s Share Accumulated Value (ESAV)